Lowest and highest balance
See straight away when money is tightest, and whether an account goes negative during the year.
For iPhone and iPad
Your fixed expenses.
Your fixed expenses.
Month by month.
coBudget shows how your salary, budget account and savings fit together – and tells you exactly what to do if an account goes negative.
Coming soon to the App Store
How it works
No account, no ads, no tracking. Your numbers stay on your phone.
Three accounts, one overview
How your money fits together
Your salary arrives on your main account. Every month a fixed amount moves on to the budget account, where the bills are paid, and perhaps to savings. coBudget shows each account on its own – and everything together.
Main accountSalary and income
15.500 kr./md.
2.000 kr./md.
Budget accountFixed expenses
SavingsGrows every month
Overall
Salary minus the budget transfer, savings and the expenses on the main account.
Budget account
The transfer against the expenses – with concrete suggestions if it falls short.
Savings
Watch your savings grow and what you take out for e.g. holidays.
Always a next step
If an account goes negative, you get a fix
coBudget works out the balance month by month and tells you the first month an account goes negative. Then it suggests what it takes:
- Raise the fixed transfer by a specific amount a month
- Or make a single one-off deposit that covers the expensive months
- Or a combination – registered with one tap
Quick to add
Fixed items in seconds
Pick a type, the amount and how often it is paid – monthly, quarterly, every six months, yearly or once. Choose which account pays it, and how: direct debit, MobilePay, Apple Pay or card.
- Starts in the month you choose – earlier months are not affected
- Changes can apply "from now on" or "to the whole history"
- More than 50 icons for your own types
Everything else
Made for fixed income and expenses
coBudget does not count every cup of coffee. It keeps track of what comes back again and again – so you know what you really have to spend and save.
Price changes from a date
When your insurance goes up, change the amount from the next payment. Earlier payments stay as they are.
Year table and export
All 12 months on one screen in landscape. Export to CSV or as a PDF on one A4 page.
Encrypted iCloud sync
Keep iPhone and iPad in step with one encrypted file in your own iCloud. Only your password can open it.
Types and payment methods
Insurance, pension, streaming … and direct debit, MobilePay or card. Create your own with an icon.
Danish and English
Switch language with one tap on a flag. Numbers and dates follow.
iPad
On the big screen too
On iPad you see income and expenses side by side, and the year table has room for the whole year with zoom.
Guide
Get started in two minutes
The first time you open the app, it guides you through. You can also try it with sample data first.
Enter your income
Salary or other fixed income, how often and on which day.
Budget account and savings
If you have a budget account or savings, enter the fixed transfers.
Add your fixed expenses
Rent, power, insurance, subscriptions – and which account pays them.
Follow the balance
See the lowest and highest balance, the year month by month, and suggestions if something does not add up.
Your numbers are yours
coBudget has no account, no server and no tracking. Everything is stored on your device. If you want to sync between iPhone and iPad, it happens through an encrypted file in your own iCloud.
Read the privacy policy →- No login and no ads
- No analytics or tracking tools
- Backup as a file you keep yourself
- The iCloud file is encrypted with AES-256